Second Chance Financing

Unsure about your credit? Know you have bad credit? Apply for bad credit financing with RiverBend Ford. Who knows? You might qualify for one of our sub-prime auto loans. Ask us about our bad credit financing at your Ford car dealership near Bainbridge. We can offer a variety of financial options and help you assess your credit score!

We can offer an affordable used car loan, to those in need of financial assistance. Including those impacted by divorce, bankruptcy, and more.

With or second chance credit financing we can get you access to new or lightly used vehicles that might otherwise be out of reach because of your credit history or credit score.

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Bad Credit History? We Can Help.

We will help get you financing even if you have negative impacts on your credit history like:

  • Delinquent payment history. It can stay on your credit for up to ten years, even if you make it current.
  • A high debt-to-income ratio.
  • If you owe more than 50% of your income to personal lenders and auto lenders.
  • Credit cards at their maximum or over their maximum credit limit.

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You Can Also Apply for Second Chance Financing Even If You Have:

  • Filed For Bankruptcy
  • Gone Through A Divorce
  • Have Ever Had Repossession
  • Have A Foreclosure On Your History
  • Overdue Medical Bills

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Apply For Second Chance Financing At RiverBend Ford

When ever you feel you're ready to apply for financing, we here at RiverBend Ford have an online finance application for you to fill out. It's easy and secure, and our finance team is happy to walk you through our application process or answer any questions you may have.

With bad credit, no credit even it is still possible to access car loans. Bainbridge's local Ford dealer RiverBend Ford wants to assist you with you auto loan even when other dealership turn you down.

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Not Ready, or Still Not Sure If You Will Qualify?

Vist our dealership located at 1709 E. Shotwell StreetBainbridge, GA 39819. We can discuss second chance financing options for you, with our skilled finance team we can help you improve your score with a positive payment history and help make sure you can make payments on time, which will help improve your credit score!

RiverBend Ford
Contact Us Today for Help

Our Bainbridge Second Chance Finance department will give you the respect and attention you deserve to help improve your credit and get in to a vehicle you like. We are not guaranteeing that you can get a car loan with us, but we can say that we will try to give you the opportunity to finance the car that you want regardless of your credit history. Apply today, at the very least we can help you assess your own credit situation.


  • Monday 8:30am-6pm
  • Tuesday 8:30am-6pm
  • Wednesday 8:30am-6pm
  • Thursday 8:30am-6pm
  • Friday 8:30am-6pm
  • Saturday 9am-4pm
  • Sunday Closed